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| Volume 2 Issue 3 | February 17th, 2010

Professional Life Underwriters Services (PLUS), 2155 Butterfield Dr., Ste. 102 South, Troy, MI 48084 www.plusonweb.com (800) 887-7587

Quote of the Week
" Keep going and the chances are you will stumble on something, perhaps when you are least expecting it.     I never heard of anyone stumbling on something sitting down. "
- Charles Kettering

Inside This Issue

  1. American General - New! Introducing ContinUL
  2. John Hancock
    • New! Repriced Protection UL-G and Protection SUL-G
    • New! Repriced Term 20
  3. MetLife - New! 2/25- "Estate Tax Update: 2010" Webinar
  4. PLUS  
    • New! 3/4 - Indexed UL Seminar
    • New! 2010 Tax Facts At-A-Glance
    • New! Lloyd's of London Available
    • Contest: $250 for 5 Applications
    • Sales' Coaching Available 2/16/10 - 5/11/10
    • Paperless Application System Available (iGo)
    • Sales Idea of the Week     
  5. Important Annuity Information
    • New! Current Annuity Rates
    • Cash Bonus Incentive
  6. Important LTC/DI Information  
    • LTC Sales Training session 2/18/10
    • LTC Sales Tip from Mutual of Omaha
    • Federal LTCi Plan Comparison Available
    •   LTC Training Requirements by State – Be Prepared!
  7. Members of TAC Insurance Group  
    • Professional Life Underwriters Services
    • Action Benefits
    • Association Benefits

American General
New! Introducing ContinUL
American General Life Companies is renewing its commitment to the low-cost guaranteed universal life insurance market with the introduction of ContinUL. Click here for details.

John Hancock
New!
Repriced Protection UL-G and Protection SUL-G
John Hancock's new Protection UL-G and Protection SUL-G offer competitive premiums in level-pay and high early funding scenarios for clients in the top three risk classes. Click here to learn more.

New! Repriced Term 20
John Hancock has repriced its Term 20 product. The 10 and 15 year Term premiums will remain unchanged with Term 20 premiums generally increasing by an average of 10%. All features and benefits remain the same. Click here for more information.

MetLife
New!
2/25 - "Estate Tax Update: 2010" Webinar
On February 25, hear about the current estate and gift tax in effect in 2010. What are the rules for 2010? Learn about potential congressional action or inaction. What does this mean for you and your clients? Valerie Grombchevsky, JD, LLM, CFP of the Wealth Advisory Group, will discuss planning issues and opportunities for 2010. Click here for the details.

PLUS
New! 3/4 - Indexed UL Seminar
Don't miss out on Indexed UL opportunities in the marketplace anymore! On Thursday, March 4, join PLUS and Minnesota Life Insurance Company to learn about Indexed UL and the Sales Strategies that help you provide greater value to your clients. Click here for the details and to register.

New! 2010 Tax Facts At-A-Glance
Click here for the 2010 Tax Facts At-A-Glance.

New! Lloyd's of London Available
Need a contact for Lloyd's of London? Click here for more information or call PLUS at 1-800-887-7587.

Contest: $250 for 5 Applications
You can get paid $250 cash for getting 5 paid cases using the Genworth Life Quick Request (LQR) online application process starting 1/1/2010. Click here for the details and for a demo of the application, click here.

Sales' Coaching Available 2/16/10- 5/11/10
PLUS will be offering sales coaching again through Sales Coaches' Corner. Click here for details and to register.

Paperless Application System Available (iGo)
You can access iGO paperless application system through the PLUS website under Forms. To learn how to use this incredible paperless system register for a WebEx offered every Tuesday and Thursday at 3pm. To register, go to http://www.ipipeline.com/iGo/iGO-demo-reg.php.

Sales Idea of the Week
Did you know that PLUS has a carrier that offers last survivor term insurance? For more information, contact the marketing team at 248-603-3524 or plusmarketing@plusonweb.com.

Important Annuity Information
New!
Current Annuity Rates
Click here for the most current annuity rates.

Cash Bonus Incentive
American National is offering a Cash Bonus for the total of all fixed annuity business written and paid between January 1st & April 30th, 2010! See below for details:

Annuity Amount

Cash Bonus

$1,000,001+

$1,000

$750,001 - $1,000,000

$750

$500,000 - $750,000

$500

This offer may not be available in all distributions. Contact PLUS to confirm eligibility. Cash Bonus is non-cumulative and only paid to the writing agent.

Important LTC/DI Information
LTC Sales Training session 2/18/10
Our series continues with Tracey Raedle of Genworth LTC returning to our Troy office Thursday morning 2/18 with "LTC Case Studies.”  We’ll also review content from the November sales training sessions.  Click here for details and to register.

LTC Sales Tip from Mutual of Omaha
Click here for Mutual’s Sales Tip of the Month.

Federal LTCi Plan Comparison Available
John Hancock has published a comparison of the Federal plan (which they underwrite) with their individual plan, Custom Care II Enhanced.  Be prepared for questions from your federally-employed clients, or contact our LTC Department for assistance.

LTC Training Requirements by State – Be Prepared!
LTC State-Mandated Education Requirements
Requirements are changing frequently as more and more states adopt LTC Partnership Programs as a result of the Deficit Reduction Act of 2005 or of the NAIC Model Regulation. If you need CE credits, why not take your state’s 8-hour LTC course and be ready? For current information from ClearCert about your state’s specific requirements, click here. For Michigan, some carriers have specific requirements (Genworth, Hancock, MoneyGuard). Please see the PLUS website for those carrier requirements, or contact our LTC Team at LTCandDIMarketing@plusonweb.com.

Members of TAC Insurance Group
- Professional Life Underwriters Services is a full-service General Agency that offers a large selection of individual insurance products while providing exceptional services to the insurance brokerage community. Visit us online at www.plusonweb.com.

- Selling Blue Cross Blue Shield of Michigan/Blue Care Network (BCBSM/BCN) business or need help?  Action Benefits has been BCBSM/BCN’s premier Managing Agent for 14 years and counting!   For more information, visit us online at www.actionbenefits.com.

 - Services, Savings, Solutions, Simplicity! Providing key administrative services and additional benefits to both you and your Blue Cross Blue Shield of Michigan/Blue Care Network (BCBSM/BCN) clients at no additional cost.  Visit us today at www.association-benefits.com.

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    Professional Life Underwriters Services LLC, 2155 Butterfield Dr., Suite 102 South, Troy, MI 48084