Professional Life Underwriters Services LLC, Troy Michigan

Why PLUS for Long Term Care Insurance…

• Long Term Care specialists on staff to help you.
• Offering traditional LTCi, Life with LTC rider and Annuity with LTC rider plans.
• Underwriting expertise to assist you in matching your client with the right carrier.

Long term care agent training has become more structured as more states pass the NAIC LTC Training Model regulation, and also as a result of the Deficit Reduction Act of 2005 which allows states to determine their own agent training requirements as they implement LTC Partnership programs. The website link below will allow you to look up your state's requirements. If you sell in multiple states, please be aware of the non-resident state's requirement in addition to that of your home state. www.clearcert.com/regs.asp

For Michigan, where there is no mandated requirement yet, an accredited 8-hour LTC course is accepted by all carriers and can count toward your 24 life/health CE credits. To satisfy multiple state's requirements with a resident-state course, talk to the education provider first.

If you do not wish to take an 8-hour course until Michigan requires it:

Genworth – accepting Brainshark training for MI. Click here.

Hancock – 8 hour NAIC approved course or Shoppers Guide training certificate. Click here for the training material and here for the bulletin.

MoneyGuard – 8 hour NAIC approved course required.

Mutual of Omaha – no training required yet.

Prudential – 8 hour NAIC approved course required.